Finance Options - our rates are extremely competitive

We have a full portfolio of Funding products available to suit your every need. Whether you require Hire Purchase, Lease Purchase, Personal Contract or Business Contract Hire.

Please contact us for a competitive quotation or any advice on funding your new vehicle.

Personal Contract Hire

You hire the vehicle for an agreed period of time (usually between 24 & 48 months) and pay a fixed rental based on the mileage you will do over the contract period. Basically you pay for the predicted depreciation of the vehicle plus interest.

    Key benefits:
  • Low Deposit
  • Low Monthly Payments, particularly on prestige cars due to strong residual values
  • Fixed Costs
  • Maintenance can be included in monthly payments
Business Contract Hire

You hire the vehicle for an agreed period of time (usually between 24 & 48 months) and pay a fixed rental based on the mileage you will do over the contract period.

All payments plus VAT of which 50% is recoverable. Up to 100% of the monthly rental can be offset against profits.

    Key benefits:
  • Low Deposit
  • Low Monthly Payments, particularly on prestige cars due to strong residual values
  • Fixed Costs
  • Maintenance can be included in monthly payments
Lease Purchase

You purchase the vehicle over a period of time, deferring an amount of the purchase cost by way of a balloon payment usually equal to or lower than the expected sales proceeds at the end of the contract. This allows for lower monthly payments than with straight hire purchase. No VAT involved with a lease purchase agreement on a car.

    Key benefits:
  • Low Deposit
  • No Mileage Restrictions
  • Allows you to own the vehicle
Hire Purchase

You purchase the vehicle over an agreed period of time. At the end of the period the vehicle is yours with nothing further to pay. No VAT involved.

    Key benefits:
  • No Mileage Restrictions
  • Allows you to own the vehicle
Personal Contract Purchase

You lease or purchase the vehicle for an agreed period of time (usually between 24 & 48 months) and you pay a fixed payment based on the mileage you will do over the contract period. At the end of the contract period you can pay an agreed final payment and take ownership of the car or simply send the car back. No VAT involved on finance payments. VAT applied to maintenance if taken.

    Key benefits:
  • Allows for a private individual to obtain full fleet discount on the purchase of the car
  • Allows for lower deposit and lower monthly payments than hire purchase
  • Offers the best of both worlds
  • You don't have to decide whether you want to own the vehicle until the end of the contract
  • Allows a private individual to have a fully maintained contract
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